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Like any other current account, ours is subject to status and eligibility
 AER Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account. ?
Pick a goal, create a Savings Pot for it, and transfer money in to it when you can.
See your spending and what you've got left each month. Gone over-budget? The app lets you know.
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It's quick and easy to sign in using your face or fingerprint.
Prefer using a passcode? You can still set up a six-digit passcode to sign in securely.
As long as you have a smartphone or tablet running iOS 10 (or above) or Android 5.0 Lollipop (or above), you can make use of our super smart app. You can still access your accounts through your desktop or laptop, but won’t be able to use the full range of features.
Account name: M Plus Saver
What is the interest rate?
|Balance||Gross Rate (%)||AER (%)|
|On all balances up to 26th April 2021||0.50%||0.50%|
|On all balances from 27th April 2021||0.35%||0.35%|
Interest is calculated on a daily basis and paid on the last day of each calendar quarter.
Can Virgin Money change the interest rate?
Yes, if we decrease your rate we will provide at least 2 months notice as described in Section 12 of the Terms. We may increase your rate without giving you notice.
What would the estimated balance be after 12 months based on a ￡1,000 deposit?
|Initial deposit at account opening||Balance after 12 months|
|￡1,000.00 - up to 26th April 2021||￡1,005.00|
|￡1,000.00 - from 27th April 2021||￡1,003.50|
This is only an example and does not take into account your individual circumstances.
The example assumes that:
How do I open and manage my account?
You can only open an M Plus Saver if you have an M Plus Account with us in the same name(s). The M Plus Saver will stay open, as long as the M Plus Account is maintained as described in the Terms.
There are no minimum or maximum balance restrictions or need to pay in on a regular basis. The M Plus Account is available for anyone from the age of 16.
If you want to apply online, you'll need to be at least 18. Subject to status.
Can I withdraw money?
You may only withdraw funds by transfer to your M Plus Account or any other account that we allow you to make a transfer into using internet/ telephone banking, the Virgin Money Mobile Banking app or in store.
Interest will be paid gross.
Gross rate interest is the interest payable without taking account of any tax payable.
AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
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Your digital services have had a Virgin Money makeover. Make the move today by using the new Virgin Money internet banking service.
There are no changes to your account information or login details, the only difference is that you can now sign in to the new Virgin Money internet banking service as well. For now you can still log on through Yorkshire Bank if you’d prefer.
Here's to a life more Virgin.Continue to Yorkshire Bank Internet Banking as normal
We’ve been working hard to bring Yorkshire Bank and Virgin Money together to create a bigger, bolder and brighter bank. You’ll soon begin to see the Virgin Money logo on things like your statements, letters and your Business Internet Banking service.
There’s nothing you need to do – we’ll take care of it all. Your account and login details will remain the same and you’ll still be able to login using the link on the Yorkshire Bank website.
We’ll be back in touch when the new service is ready to use. If you need to contact us, you can still get in touch using the normal contact information.
The team at Virgin MoneyContinue to Internet Banking